The Insurance and Licenses You Need Before They Cost You a Job

Have these handy

• Any insurance policies or declarations pages you already have (paper or PDF)
• Any licenses or registrations for your business, and their expiration dates if you know them
• A rough idea of your next 12 months: hiring, a new vehicle, bigger jobs, new services
• A pen and the checklist (printed or on screen)

The slides

1. 1 The main kinds of business insurance in plain words (general liability, commercial auto, workers' comp, professional liability, tools and equipment, bonds) and the questions that tell you which apply to you
2. 2 Where licenses come from (state, county, city, your trade or profession) and how to check each level for your business
3. 3 Fifteen questions to ask your insurance broker so you understand what you're paying for and what isn't covered
4. 4 One fix under 30 minutes: put every policy and license in one folder and add each renewal date to your calendar with a 30-day reminder.

The What-Applies-to-Me Checklist

Watch the recording